Pssssttt!

SUWANABEE here. I LOVE the new community garden.

Prudential Georgia Realty Plants More Roots in Suwanee!

Suwanee's new Community Garden, Harvest Farm has come to life! And...Prudential Georgia Realty has leased a large plot. We've dug the holes, built some boxes, filled the dirt, tilled the soil, and planted some roots! It was a LOT of hard work...but it was fun!!!

Gwinnett County Public Schools, finalist for prestigious education award

Once again, Gwinnett County Public Schools is a finalist for The Broad Prize for Urban Education award. This is the second consecutive year Gwinnett County Public schools has achieved this honor.

The winner of The Broad Prize, to be announced on Tuesday, Oct. 19 in New York City, will receive $1 million in college scholarships for high school seniors who will graduate in 2011. The four finalist districts will each receive $250,000 in college scholarships.

See press release and find out more about this prestigious honor.

Congratulations, GCPS!

33 More days to benefit from your own tax payer dollars!!

The Cost of Waiting!

($350K Property, 5% down payment)

($200K Property, 5% down payment)

Take advantage of the Government Buyer Tax Credits while you can! Your tax dollars are paying for this benefit. Why not get back some of your own hard earned money while you can!!!!

"When are we going to eat, What are we going to eat, Where are we going to eat".

That's what a Frenchman I once knew used to say:

Suwanee Town Center already has some great restaurants, but more are on the way. Think Mellow Mushroom. How about Maracas Cantina and Planet Smoothie?

And, "unofficially"  I've heard that The Brown Bag Deli, originated in PA, may be taking over the PJ's coffee spot. We sure have missed PJ's Coffee!

Suwanee will soon have many more dining choices so now the only questions to answer, will be "When are we going to eat and What are we going to eat"! 

Come and see all Suwanee Town Center has to offer!  

Are you a Watcher? A Wonderer? A Maker?

Which One Are You? 

This truly may be THE best time, historically, to buy real estate.

Are you going to Watch It Happen?

Wonder What Happened?

Or Make It Happen?  

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Attn Buyers and Sellers!! If you're a Maker...you got 56 more days to Make It Happen!!

• If you are under contract to purchase a home by 4/30/10 and scheduled to close no later than 6/30/10, then you may put $6500-$8000 in your pocket. Make it happen!
• Did you know that FHA guidelines will be changing this Spring? Likely changes are higher mortgage insurance premiums and limited amounts the Seller can contribute to Buyer closing costs.
• Most economic experts believe that interest rates will be going up this year too. So, if you're on the fence because you think home prices may go down, consider the fact the higher interest rates could offset any gain you may achieve from reduced sale prices.

If you're a Watcher, grab some popcorn, sit tight and stay tuned to the Spring Real Estate Market. There will be a lot to watch about real estate this Spring. And, if you're a wonderer, you're probably going to have a very historic real estate market to look back on and ponder.

This truly may be THE best time, historically, to buy real estate. Are you going to MAKE IT HAPPEN? It's your move... 

And the house finally closed.....

Another Suwanee home sold!! But, it wasn't without some hurdles. Now, these are not your ordinary hurdles, mind you.

The first delay was due to the lender requiring the buyer to change from an FHA loan to a conventional loan. This would require the buyer to put 20% down instead of the 3.5% required by FHA. Ok. The buyer agreed, reluctantly, but he loved the home and wanted to move forward. The first appraisal from the FHA loan came in at contract price.

But, another appraisal was required because of the different loan program. Ok. The appraisal was ordered and completed (delayed the closing another 7-10 days) and came in higher than contract price. Wow, that should make the buyer happy, right? Should really make the lender happy, right? Because now the buyer has lots of instant equity, right? Wrong! Because the value came in HIGHER than the contract price, the new HVCC "government" regulations kicked in and required to lender to send the appraisal to a field review, which is essentially a third appraisal. Time marched on, delaying the closing for a third time. Finally, the field review came back and the contract price (though lower than the appraisal price) was approved.

A couple of days after that - we closed!

All in all, the delay was about a month. A great big Thank You to both the buyer and seller. Much patience was required but we made it happen without taking anybody out. That's real estate today!